The fund aims to achieve long term capital appreciation from a diversified portfolio of mostly equity and equity-related instruments. Since its launch in January 2015, the fund has given 13.50% returns. The fund’s managers include Gautam Sinha Roy, Snigdha Sharma, and Abhirup Mukherjee.
Motilal Oswal Long Term Equity Fund Performance
Motilal Oswal Long Term Equity Fund is one of the top few funds of ELSS. In both the short and long term, Motilal Oswal Most Focused Long Term Fund has beaten its benchmark.
Motilal Oswal Long Term Equity Fund beat its category average by one percentage point in its three-year run. Motilal Oswal Mutual fund has outperformed most of its peers. Since its formation, it has produced 13.50 percent.
Since its inception in January 2015, SIP investment of Rs 5,000 per month in Motilal Oswal Long Term Equity Fund is now Rs 3,14 lakh.
Motilal Oswal Long Term Equity Fund Information
Motilal Oswal Long Term Equity Fund is an open-ended investment scheme related to equity. There are a mandatory 3-year lock-in and tax benefit. It invests in securities (debt and equity) in asset classes. And markets as well as rates of capitalization. Motilal Oswal Mutual Fund has high-conviction views with risk-adjusted returns. It performs a ‘360-degree view’ of companies to identify competitive advantage.
Motilal Oswal Long Term Equity Fund %
- 99.33% investment in Indian stocks
- 51.1% is in large-cap stocks
- 27.48% is in mid-cap stocks
- 9.04% in small-cap stocks
Motilal Oswal Most Focused Long Term Fund has a well-diversified portfolio consisting of 34 stocks. The top five holding sectors hold 71.29 percent of the portfolio. These include banks (21.48%), finance (20.57%), software (12.38%), auto (8.72%), and construction projects (8.14%).
Conclusion: Over the years, ELSS funds have received the best returns from all tax saving instruments such as PF, FD, ULIP, Post Office Deposit, KVP, etc. under 80 C. Motilal Oswal is a 3-year lock-in long-term equity fund. Ideal for medium to long term goals.
Invest in this fund to increase your earnings for the future. The fund accepts contributions by both lump sum and SIP. But their peers like Aditya Birla Sun Life Tax Relief 96 and Axis Long Term Equity are some of the top performers of the ELSS category.
Suitability for this scheme
Investors want to invest money for at least three years and are looking for additional benefits of income tax savings in addition to expectations of higher returns. At the same time, these investors should also be prepared for a moderate loss in their investments and a lock-in period of 3 years.
When you invest for five years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options. Apart from this, you get tax exemption on the amount invested under Section 80C of Indian Income Tax laws. According to this section, a total investment of up to Rs 1.5 lakh in a financial year in such securities is exempt from tax.